Travel insurance could be one of the most important things you will need for your active vacation. Cycle of Life Adventures highly recommends travel insurance protection in event of a medical emergency, lost baggage, trip interruption or in the off chance that you need to cancel your trip. Cycle of Life Adventures is not in the business to sell insurance. Only you know your potential risk factors for you and your family. There are several travel insurance protection options out there that you may purchase on your own. Inspect and compare travel insurance plans.
Ask an agent EXACTLY what is covered for you. Basic plans do not cover “Cancel for any Reason” options. Covid, terrorism and health issues related to non-traveling family members may not be covered. Most travel insurance needs to be purchased within 14 days (about 2 weeks) of making a trip deposit.
Here are two good companies that we may recommend depending on your needs:
Travel Guard by AIG
Travel Insurance by Allianz
Why do I need travel insurance?
You must cancel a trip last-minute.
Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels, and flights — if you must cancel for a covered reason.
Travel delays leave you stranded.
Travel insurance can reimburse you for eligible meals, accommodation, and transportation expenses during a covered delay.
You get sick or hurt when you are far from home.
Travel insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.
Fender-benders are unavoidable.
Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.
You need help in a hurry.
Whether you are planning a week-long road trip or a weekend getaway, you never know what might happen. Travel insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.